FDIC Banking Review - 1998

نویسندگان

  • Kevin P. Sheehan
  • Barry Kolatch
  • Steven A. Seelig
چکیده

The author provides an overview of electronic cash, discussing the technology of this new medium of payment, the financial costs and benefits of moving to electronic cash, and the issue of consumer acceptance. An appendix explores the relationship between counterfeiting and electronic cash. This article explores the root problems that have led to the crisis in Japanese banking and what is being done to resolve them. This regular feature of the FDIC Banking Review contains information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues. The views expressed are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation. Articles may be reprinted or abstracted if the FDIC Banking Review and author(s) are credited. Please provide the FDIC’s Division of Research and Statistics with a copy of any publications containing reprinted material. Single-copy subscriptions are available to the public free of charge. Requests for subscriptions, back issues or address changes should be mailed to: FDIC Banking Review,

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

Long - Term Trends in Rural Depopulation and Their Implications for Community Banks

44 2014, Volume 8, No. 2 This is not the first time FDIC analysts have addressed the subject of rural depopulation. A 2004 issue of the FDIC Banking Review contained an article titled “Rural Depopulation: What Does It Mean for the Future Economic Health of Rural Areas and the Community Banks That Support Them?” 3 That article explored the relationship among agriculture, population density, and ...

متن کامل

The Behavior of Banks under the Deposit Insurance and Capital Requirements

Compare to other firms, banks are special in three ways. First, most banks are insured by deposit insurance. Second, banking industry is highly regulated. Third, banks are financial intermediary. To attract deposits is one of a bank’s main functions, and deposits compose the most part of a bank’s debt. Among the various regulations, minimum capital requirements play an important role, which req...

متن کامل

Recent Changes in Handling Bank Failures and Their Effects on the Banking Industry

SN SOME of its public statements in recent years, the Federal Deposit Insurance Corporation (FDIC) has stressed the objective of promoting market discipline of the risks assumed by banks through the influence of uninsured depositors.’ The FDIC has attempted to accomplish this by allowing the uninsured depositors of some failed banks to suffer losses. In practice, the cases in which uninsured de...

متن کامل

The Outlook for the U.S. Banking Industry: What Does the Experience of the 1980s and 1990s Tell Us?

I n many respects, the 1980s appear to be the worst decade in banking since the Great Depression, while the 1990s could be rated as the best. Over 1,100 commercial banks failed or needed FDIC assistance during the 1980s, and significant parts of the thrift industry became insolvent and had to be resolved, costing taxpayers $125 billion. In contrast, the banking industry began a dramatic recover...

متن کامل

Depression-Era Bank Failures: The Great Contagion or the Great Shakeout?

D eposit insurance was created, at least in part, to prevent unfounded bank failures caused by contagion. The legislation that created the Federal Deposit Insurance Corporation (FDIC) was driven by the widespread bank failures of the Great Depression. In the years immediately before the 1934, when the FDIC began insuring bank deposits, over onethird of all extant banks failed. Many observers ar...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

عنوان ژورنال:

دوره   شماره 

صفحات  -

تاریخ انتشار 1998